Is Payhip a good choice for selling digital products in India?
Payhip works in India, through Razorpay, and it is built for selling worldwide. It handles VAT for European and British buyers and sales tax in the US and Canada. Its pages say nothing about Indian GST.
If most of your buyers are in India, that is the gap: on Payhip the buyer pays you, so GST on the sale is yours. On Stashq, Stashq sells to the buyer as merchant of record, prices in rupees, and sends the GST invoice.
Facts checked on
Stashq
Payhip
Built for
Stashq
Selling digital files to buyers in India.Payhip
Selling digital products worldwide, with VAT and sales tax handled abroad.Plan price
Stashq
₹0, ₹499, ₹1,499 a month, by plan.Payhip
Free $0, Plus $29 and Pro $99 a month, priced in dollars.Taken from a sale
Stashq
Stashq margin of 8%, 3%, 0% by plan, plus payment processing.Payhip
5% per sale on Free, 2% per sale on Plus, no transaction fee on Pro — with the payment processor's own fee on top, on every plan.Indian GST
Stashq
Stashq invoices the buyer under its own GSTIN, as merchant of record.Payhip
Not mentioned on its pages. Buyers pay you directly.Biggest file
Stashq
64 GB per product.Payhip
5 GB per file.
Payhip's figures are from its pricing page, help centre and terms, read on the date above.
What a sale leaves you on Stashq
Per sale, after GST and payment processing. The higher figure is a UPI payment, the lower a card.
A ₹999 sale
- FreeNo monthly fee · Stashq margin 8%
- ₹752.35 – ₹776.38
- Creator₹499 a month · Stashq margin 3%
- ₹794.68 – ₹818.71
- Pro₹1,499 a month · No Stashq margin
- ₹820.08 – ₹844.11
After 18% GST, which Stashq pays, and payment processing. The higher figure is a UPI payment, the lower a card.
What changes when your buyers are in India
- Plans in rupees. No dollar subscription on your card — the plan, the prices and the payouts are all in INR.
- Invoices you never write. Stashq sells to the buyer as merchant of record and sends them a GST invoice.
- Big files. Up to 64 GB per product, against Payhip's 5 GB, with uploads that pick up where they stopped.
- No gateway account of your own. UPI and cards work at checkout from day one; you set up where your payouts go, not a payment provider.
Questions
Can a seller in India use Payhip?
Yes, through Razorpay, which Payhip supports for sellers in India and which brings UPI. Your store can be priced in rupees, matching your Razorpay account. Stripe is not an option: India is not on Payhip's list of Stripe countries.
How much does Payhip take from an Indian sale?
5% on the free plan, 2% on Plus at $29 a month, and nothing on Pro at $99 a month. The payment processor's fee is on top on every plan. On Razorpay, you are paid the full amount and Payhip bills its share to your card at the end of the month.
Does Payhip handle Indian GST?
Payhip's pages say it handles EU and UK VAT and US and Canadian sales tax. None of them mention India or GST, and its terms say buyers pay you directly, so GST on an Indian sale is yours to account for.
When does Stashq pay me?
Per sale, to your bank account, once the product's refund window closes — straight away for a product with no refund window. There is no minimum.
Sources
Both products change their prices. Check the pages yourself before you decide.
- Payhip — Pricing
Free $0 + 5%, Plus $29/mo + 2%, Pro $99/mo with no transaction fee; PayPal and Stripe charge their standard rates on every plan; EU/UK VAT and US/Canadian sales tax handled. Read 27 October 2026.
- Payhip Help — Connect your Razorpay account
Razorpay for sellers in India, with UPI; store currency must match Razorpay; full payment on each sale, Payhip fees billed monthly to your card. Read 27 October 2026.
- Payhip Help — Connect your Stripe account
The countries Stripe supports for Payhip sellers; India is not among them. Read 27 October 2026.
- Stripe — Global availability
Lists India as "Preview". Read 27 October 2026.
- Payhip Help — Store language and currency
INR is a supported store currency. Read 27 October 2026.
- Payhip Help — Digital EU VAT & UK VAT
The digital tax is applied only to buyers in the EU or UK. Read 27 October 2026.
- Payhip Help — Add digital products
Each uploaded file can be up to 5 GB. Read 27 October 2026.
- Payhip — Terms of Use
Buyers pay the seller directly; 5 GB maximum upload. Read 27 October 2026.
- Stashq — Pricing
Every plan, its monthly price, storage and Stashq margin.